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The benefits of buying a new-build home

Purchasing a place to live is one of the significant financial commitments anyone will make and whether you are buying for the first time or climbing the property ladder there will be many decisions to be made.

Buying a new-build property has many benefits. As well as being contemporary and energy efficient, you’ll be the first person to occupy the property meaning it will be in tip top condition.  New homes built by an NHBC registered builder also come with the added benefit of NHBC’s ten-year Buildmark warranty and insurance policy.

NHBC has been working with the house-building industry for the last 80 years to raise the standards of new homes and to provide protection for homebuyers.  Homes built by NHBC registered builders are also inspected at various stages of construction to ensure they comply with rigorous technical standards.

Although it is unusual to have serious problems with a new home, it’s good to know that should anything go wrong you have the reassurance that NHBC Buildmark provides protection including:

  • Pre-completion deposit protection –  This provides protection against the loss of your deposit. This could happen if your builder became insolvent before completing your home.
  • Builder warranty for the first 2 years after completion – your builder is responsible for putting right certain damage and defects.  You also have access to NHBC’s resolution service and NHBC Guarantee should your builder fail to fulfil their responsibilities
  • Cover for parts of the home in years 3 to 10 of ownership - insurance to cover the cost of putting right physical damage as a result of the builder failing to meet NHBC’s requirements  in specified areas of your home.


Here are some further benefits of buying a new-build house:

  • A blank canvas – A new-build home has a neutral interior, immediately ready for you to make it your own.  They also come with a similar blank canvas in the garden, allowing buyers to design and plant to their preferred taste.
  • Lower running costs – New homes are built with higher levels of insulation and have more efficient heating systems than ever before.  Better energy efficiency means a reduction in carbon emissions and lower heating bills.
  • The latest designs and specification - Designer kitchens and bathrooms fitted with the latest fixtures, fittings and energy efficient appliances usually come as standard with a new-build property. The most up-to-date energy efficiency and ventilation technologies are also often included so you can move in and enjoy your new property, knowing that it won’t need updating for many years to come
  • Incentive schemes – Some house builders operate their own buyer incentive schemes such as part exchange on an old house, payment of stamp duty, help with removal costs and part-funded deposits.  Many developers also offer properties off plan, meaning homeowners reserving before the house is built can choose their desired plot and personalise the house to their individual needs.

Around 80% of new homes are covered by NHBC’s ten-year Buildmark warranty and insurance policy, which currently protects 1.6million homes across the UK.  Before you visit a show home or new development you can check that the builder is registered with NHBC at and/or visit where there’s a range of helpful information on buying a new home.


NHBC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. National House Building Council is registered in England and Wales under company number 320784. NHBC's registered address is; NHBC House, Davy Avenue, Knowlhill, Milton Keynes, Bucks, MK5 8FP.


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